Termite Warranty Options
Let’s talk about Termite Warranty in Florida. Termites cause more damage each year than hurricanes floods and fire combined. Termites are discovered in more than 5 million homes on average each year in the United States. Unless you call Alaska home, your house is not safe from termite damage. The National Pest Management Association estimates termite damage costs U.S. homeowners $5 billion each year.
How can they cause so much damage? A subterranean termite colony can include millions of termites, and the worker termites forage for food 24/7. Their food is the wood in your home: your floors, walls and ceilings. And a termite may only need a 1/16″ space to pass through your foundation and reach the wood above.
- Retreatment-only coverage, In the event of live termite activity, the company will retreat at no additional cost.
- Retreatment and repair coverage provides in the event of live termite activity both retreatment and repairs will be covered. Not all structures qualify for repair coverage.
- Only one certified and licensed pest control operator can provide current coverage on the same property per the State of Florida.
- The phrase termite bond or warranty, is a maintenance agreement renewed annually. The Termite Agreement is to provide treatment and control if termites are discovered. Annual inspections are provided.
Active termite coverage is important when buying or selling a home. If a home inspector finds a termite problem, often a termite treatment is required prior to the closing. Likewise, certain lenders may not be willing to provide a mortgage for at-risk homes without a bond. Termite coverage may help homebuyers qualify for lower cost loans as well. The majority of termite service agreements are transferrable to a new homeowner.
It is important that you read the detail in the Termite Warrant contracts, as some have many exclusions. In addition, it’s important to understand what wood-destroying organisms are covered. Most cover subterranean termites. It’s important in our area of Northeast Florida that you include coverage for the aggressive Formosan Termites. You can check on a company you are interested in having in your home with the Better Business Bureau, Florida Department of Agriculture and Consumer Services or other consumer forums like Angi (formerly Angie’s List).
You can find more information from the Florida Department of Agriculture and Consumer Services HERE: